Having a checklist for the important things to be done when selling your car for cash can help you stay out of any kind of troubles in the future. Yes, all you need a simple and effective checklist top successfully complete the entire process of selling your car and the transaction of the payment. Therefore, heres one basic yet extremely useful checklist that you need to follow when trading your car for cash.
Ready Your Car for Selling
Preparing your car for selling doesn’t only mean cleaning it or polishing it or repairing its minor issues, in case it has any. It also means that you clear out all your personal belongings from your car too. So that, when the buyer takes your car away you dont end up realizing that you had your things in the dashboard locker or in the trunk of your car.
Do The Necessary Advertisements
Be it putting a for sale’ board on the window of your car or clicking some attractive photos of the car and showing them to prospective buyers, make sure that you do a proper advertisement for your car. In today’s competitive market selling means your ad needs to eye-catchy, otherwise it gets the attention of anyone.
Stay Available to Buyers
After setting up a nice ad and arranging everything, dont forget to stay available to the buyers 24 x 7. Remember its you who needs the cash and thats why youre selling your car for cash. So, whether its by email or on phone, its important that you keep yourself available for answering the calls or responding to the buyers queries.
Be Patient About Getting the Desired Price
Its not always possible to get the price that you quote for your car. Sometimes, based on the feature and condition of the car the price may go down. But you shouldnt lose hope until you come across the right buyer who can pay you the money that your car is worth of. Negotiation is a part of selling used cars, so dont be worried about it.
Dont Forget the Documentations
Its important that you keep a paper trail consisting the information of the buyers, the sell date, the amount finalized etc. To avoid any future problem regarding the ownership of your car, its better to document the transaction properly on paper.
No matter how busy you are in managing your daily works and activities, if you keep the above-mentioned checklist in mind when selling your car for cash, you can never miss out on anything that is important for successfully making the sell.
There is no denying that when talking about window tinting, one can find a lot of misconceptions. In this article, we will make a run-through of the top myths about the car tinting industry. And, of course, we will reveal what is true behinds such beliefs.
Window Tinting Is Illegal
This is perhaps one of the most common misconceptions. The truth is, this is entirely not illegal in most counties. However, in some areas, there exist rules and regulations that limit the darkness of a window tint. With this in mind, it is then wise to check out the laws in your area so you will be in the know how dark you can go with your window tint. If you are dealing with a company offering an auto window tinting in Seattle, they are surely aware of the shades that are permitted and those that are not allowed in accordance with the local policies.
Window Tinting Will Void Your Insurance
Since window tints are deemed a security product that gives privacy and, of course, boost the strength of the window glass, it is then not likely that your insurance firm will refuse to insure your vehicle.
Window Tinting Will Prevent The Driver From Seeing Out Of The Car
You should know that very much like the one-way mirror, films also work in a similar way. What this means is that, you can see out but those who are outside will have difficulty to check what’s happening inside the vehicle. But, of course, make sure to ask the company for a demonstration so you can check out what the window tint will be like. If you are not that competent driver, then it is best to choose the lighter window tint as opposed to the darker one so you can still feel comfortable while you are driving your car.
Window Tinting Are For Racers Only
There is no denying that window tints can give your sports car even a sportier look, explaining why car tints are extremely popular in the racing community. However, it is not true that these accessories are only built for car racers. In fact, people from an array of sectors have their cars tinted as they are aware of the many benefits tints provide to users.
Now, if you are interested in giving your car a makeover, then installing window tints is one good choice. Be sure, though, to deal with a reliable company offering auto window tinting in Seattle. Choose one that you think can meet your specific preferences and one that already has good reviews.
Car financing has enables folks who had no cash in hand own cars on the spot. You can start driving now and pay later however the car is not yours until you finish the payments. Most of the times new cars are pretty expensive and used ones end up breaking down because of a problem you failed to notice during purchase so people opt to buy new ones instead.
In 2010, the Detroit Free Press estimated the cost of the average new car was $29217. Another way to look at that was taken by Comerica Bank, which found in 2009 that the average new car (then costing ‘only’ $26,300) took 22 weeks of the average salary of an American family to pay for it. The good news the study offered was that in 2009 car financing rates averaged only 3.45%, which helped make new cars more affordable to those who could qualify. Indeed, with a 20% down payment (cash or trade-in), a $28,000 car would cost only $407 a month with a 60 month, 3.45% loan.
But don’t count on necessarily getting a low rate like this yourself. The car financing you get will depend on a host of factors. These include the prime rate (the ‘cost of money’ to the bank or financing institution), the length of the loan, whether the auto manufacturer is offering promotional rates on certain models and above all, your credit score.
Well where does the money come from/ there are several different sources of car finance. You should also know that apart from the good side that you will be able to get a car sooner than you thought, the finance deal also has its cons.
Sources of Financing
Pros: Convenient, fast, sometimes competitive
Cons: High pressure, usually not competitive; be prepared for a big sales push on add-ons; loans are often front-loaded (payments are made up of more interest in the beginning of the loan than toward the end — that’s bad if you think you may be paying the loan off early.)
Bank or credit union
Pros: Competitive rates, personal service, no sales pitch for add-ons; often can tell you if you’re paying too much for a car; often provide free life insurance or disability insurance with loans; loans are usually simple interest loans (interest spread evenly throughout the term of the loan)
Cons: Not as convenient as dealership financing — can’t set it up at night or on the weekend.
How much you end up paying while servicing the car loan is codependent on you. There are some mistakes that most people make when getting a car loan and this makes them pay more. It is therefore important that you learn and not repeat the same mistakes.
Car loan mistakes that can cost you money
- Negotiating the monthly payment rather than the purchase price. Reed warns that buying a car based on the amount of the monthly payment is a trap. Although you should know what you can afford each month, don’t provide that figure to the salesman. If you do, you will forfeit your capacity for negotiating a lower purchase price. “Don’t let them turn you into a monthly payment buyer,” he says.
Once volunteered, a monthly car loan amount tells the dealer how much room is available to hide other costs such as a higher interest rate and add-ons. Reed says to negotiate the price of each cost category separately. “Minimize the individual pieces of negotiation — price, trade-in and car financing,” he says.
- Letting the dealer define your creditworthiness. Reed explained that your creditworthiness determines your car financing interest rate. Your credit score (300 to 850) is your creditworthiness as a rating and is based on your credit report with the three credit reporting agencies — Equifax, Experian and TransUnion. A borrower with a high credit score qualifies for a better car loan rate than one with a low score. Shaving just one percentage point of interest from a $15,000 car loan over 60 months would save hundreds of dollars in interest paid over the life of the loan.